What does the WSPTA recommend in regards to insurance?
It is very important for PTAs to have insurance. At a minimum, PTAs need general liability insurance. The WSPTA also recommends PTAs consider officer liability, along with fidelity bond, accident medical, and property coverage. The WSPTA doesn't have specific recommendations in regards to the actual amounts of coverage PTAs should purchase for the different kinds of insurance. AIM Insurance provides a policy limit of $1,000,000, with a $1,500 deductible for officer liability.